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there, isn't that a big mistake? >> i think it is, senator. i think it really goes against shall as i said, 224 years, and also, i think it's important to go back in the face of statements that this would be a shocking thing of the bureau, this is what the president originally proposed. this is not as if -- and what the house of representatives passed, albeit in a staged process. this is not something that has been thought up by people and has not been advocated by people who are very strong advocates of consumer protection and as you said in your opening statement, no one is asking to change the bureau's substantive powers a bit. it is just to create -- >> or its mission. >> or its mission. it is just to create the kinds of responsiveness that really the constitution mandates. >> senator, if i may, the cfpb is subject to oversight by congress. that oversight is not through the appropriations process but that is actually i think quite right. i should not be one to speak to you about how the appropriations process works but appropriations bills involve lots of horse trading and they ar
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